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php版交通银行网银支付接口开发入门教程

时间：2021-07-01 10:21:17 帮助过：82人阅读

本文实例讲述了php版交通银行网银支付接口实现方法。分享给大家供大家参考，具体如下：

概述:网银支付接口 和支付宝接口大体上差不多,主要的区别是 交通银行提供的 接口核心的比如,加密等是通过java实现的,所以,要想办法使php和java能正常的通信,为此,官方也提供了两套实现方法,一个是通过 socket 进行通信,另一个方法是通过 java 桥接,下面演示的是 socket方法.

1. 配置运行环境

1.1  安装java,自行到oracle官网下载 java,然后安装,并配置正确的 环境变量.

1.2  把 测试的证书导入到java 虚拟机.

keytool " -import -keystore "java虚拟机放置证书的地址" -storepass changeit -alias test_bocommca -file "证书路径" 完成导入。

例子:keytool" -import -keystore "C:＼Program Files＼Java＼jre1.5＼lib＼security＼cacerts" -storepass changeit -alias test_bocommca -file "C:＼socket＼cert＼test_root.cer"

1.3  修改配置文件(in/B2CMerchantSocket.xml).

采用官方提供的测试 商号进行测试时,无需配置,否则要配置,具体看xml文件说明.

1.4  启动 socket 服务

window:启动  start.bat 及可.

linux:启动  ohup  sh.start,sh&  //使当前脚本脱离终端，并在后台运行。

2. 将网银集成到现有的系统,以mvc的结构进行说明.

2.1  将不变的参数 配置 写入配置文件:

  1. $config['interfaceVersion'] = "1.0.0.0"; #接口版本
  2. $config['tranType'] =0; #交易类别 0:B:C
  3. $config['curType'] = 'CNY'; # 交易币种
  4. $config['notifyType'] =1; #0=不通知 1=通知 2=抓取
  5. $config['merURL'] = "/pay/notify";  # 主动通知url
  6. $config['goodsURL'] = '/goods/1.html'; #取货url
  7. $config['jumpSeconds'] =3; #跳转时间
  8. $config['payBatchNo'] = ''; #商户批次号
  9. $config['proxyMerName'] = ''; #代理商家名字
  10. $config['proxyMerType'] = ''; #代理商类型
  11. $config['proxyMerCredentials']= ''; #代理商家批次号
  12. $config['netType'] = 0; #渠道编号
  13. //以下是 新接口需要的参数
  14. $config['socketUrl'] ="tcp://127.0.0.1:8891"; #socket url
  15. $config['merID'] ='301310063009501'; #商户id 3013100630095012

2.2 Model

  1. /**
  2.  * 交通银行支付类
  3.  */
  4. class Bocom extends CI_Model {
  5.  private $arrReturn=array();
  6.  private $socket;
  7.  public function __construct() {
  8.  parent::__construct ();
  9.  //加载交通银行配置文件
  10.  $this->config->load('bocom');
  11.  $this->socket=$this->config->item('socketUrl');
  12.  }
  13.  /**
  14.  * 支付方法
  15.  *
  16.  * @param unknown $arr_data=array(
  17.  * 'bill_no'=>
  18.  * )
  19.  */
  20.  public function pay($arr_data){
  21.  //获得表单传过来的数据
  22.  $this->arrReturn['interfaceVersion'] = $this->config->item('interfaceVersion');
  23.  $this->arrReturn['merID']    = $this->config->item('merID'); //商户号为固定
  24.  $this->arrReturn['orderid'] = $arr_data['bill_no'];
  25.  $this->arrReturn['orderDate'] = $arr_data['bill_date'];
  26.  $this->arrReturn['orderTime'] = $arr_data['bill_time'];
  27.  $this->arrReturn['tranType'] = $this->config->item('tranType');
  28.  $this->arrReturn['amount']  = $arr_data['bill_fee'];
  29.  $this->arrReturn['curType'] = $this->config->item('curType');
  30.  $this->arrReturn['orderContent'] = isset($arr_data['bill_title'])?iconv('utf-8','gb2312',$arr_data["bill_title"]): ''; #订单内容
  31.  $this->arrReturn['orderMono']   = isset($arr_data['bill_mono'])? iconv('utf-8','gb2312',$arr_data['bill_mono']):''; #商家备注
  32.  $this->arrReturn['phdFlag']    = isset($arr_data['phpFlag'])?$arr_data['phpFlag']:'';
  33.  $this->arrReturn['notifyType']  = $this->config->item('notifyType');
  34.  $this->arrReturn['merURL']    = $this->config->item('merURL');
  35.  $this->arrReturn['goodsURL']   = $this->config->item('goodsURL');
  36.  $this->arrReturn['jumpSeconds']  = $this->config->item('jumpSeconds');
  37.  $this->arrReturn['payBatchNo']  = $this->config->item('payBatchNo');
  38.  $this->arrReturn['proxyMerName'] = $this->config->item('proxyMerName');
  39.  $this->arrReturn['proxyMerType'] = $this->config->item('proxyMerType');
  40.  $this->arrReturn['proxyMerCredentials']= $this->config->item('proxyMerCredentials');
  41.  $this->arrReturn['netType']    = $this->config->item('netType');
  42.  //以下参数 不参与签名
  43.  $this->arrReturn['issBankNo']   =isset($arr_data['code_id'])? trim($arr_data['code_id']):'';
  44.  $tranCode = "cb2200_sign";
  45.  $source='';
  46.  $len = count($this->arrReturn)-1;$j=1;
  47.  foreach($this->arrReturn as $v){
  48.   if($j<=$len){
  49.   $source.=$v."|";
  50.   }
  51.   $j++;
  52.  }
  53.  $source= substr($source, 0,strlen($source)-1);
  54.    $fp= stream_socket_client($this->socket,$errno, $errstr, 30);
  55.    $retMsg="";
  56.    if (!$fp) {
  57.    log_message("info","socket连接失败");
  58.    return false;
  59.    } else
  60.    {
  61.    $in = "<?xml version='1.0' encoding='gbk2312'?>";
  62.  $in .= "<Message>";
  63.  $in .= "<TranCode>".$tranCode."</TranCode>";
  64.  $in .= "<MsgContent>".$source."</MsgContent>";
  65.  $in .= "</Message>";
  66.  fwrite($fp, $in);
  67.     while (!feof($fp)) {
  68.     $retMsg =$retMsg.fgets($fp, 1024);
  69.     }
  70.     fclose($fp);
  71.    }
  72.   if(false!==$xml_arr=$this->xmlParse($retMsg)){
  73.     if(is_array($xml_arr)){
  74.     foreach($xml_arr as $k=>$v){
  75.      $this->arrReturn[$k]=$v;
  76.     }
  77.     }else{
  78.     return false;
  79.     }
  80.   }else{
  81.    return false;
  82.   }
  83.   return $this->arrReturn;
  84.  }
  85.  /**
  86.  * 解析XML
  87.  */
  88.  public function xmlParse($retMsg){
  89.  $arr=array();
  90.  //解析返回xml
  91.  $dom = new DOMDocument;
  92.  $dom->loadXML($retMsg);
  93.  $retCode = $dom->getElementsByTagName('retCode');
  94.  $retCode_value = $retCode->item(0)->nodeValue;
  95.  $errMsg = $dom->getElementsByTagName('errMsg');
  96.  $errMsg_value = $errMsg->item(0)->nodeValue;
  97.  $signMsg = $dom->getElementsByTagName('signMsg');
  98.  $signMsg_value = $signMsg->item(0)->nodeValue;
  99.  $orderUrl = $dom->getElementsByTagName('orderUrl');
  100.  $orderUrl_value = $orderUrl->item(0)->nodeValue;
  101.  $MerchID = $dom->getElementsByTagName('MerchID');
  102.  $merID = $MerchID->item(0)->nodeValue;
  103.  if($retCode_value != "0"){
  104.   log_message("info","交易返回码:".$retCode_value);
  105.   log_message("info","交易错误信息:".$errMsg_value);
  106.       return false;
  107.     }
  108.   $arr['merSignMsg'] = $signMsg_value;
  109.   $arr['merID']   = $merID;
  110.   $arr['orderUrl']  = $orderUrl_value;
  111.   return $arr;
  112.  }
  113.  /**
  114.  * 交通银行 支付通知
  115.  * @return boolean|unknown
  116.  */
  117.  public function notify(){
  118.  $tranCode = "cb2200_verify";
  119.  if(!isset($_REQUEST['notifyMsg'])){
  120.   log_message("error","网银支付通知·非法请求");
  121.   return false;
  122.  }
  123.  $notifyMsg = $_REQUEST["notifyMsg"];
  124.  log_message("error",$notifyMsg."回调....");
  125.  $lastIndex = strripos($notifyMsg,"|");
  126.  $signMsg = substr($notifyMsg,$lastIndex+1); //签名信息
  127.  $srcMsg = substr($notifyMsg,0,$lastIndex+1);//原文
  128.  $merID = $this->config->item('merID');
  129.  $fp = stream_socket_client($this->socket, $errno, $errstr, 30);
  130.  $retMsg="";
  131.  //
  132.  if (!$fp) {
  133.   echo "$errstr ($errno)<br />＼n";
  134.   log_message("error","$errstr ($errno)<br />＼n");
  135.  } else{
  136.   $in = "<?xml version='1.0' encoding='gb2312'?>";
  137.   $in .= "<Message>";
  138.   $in .= "<TranCode>".$tranCode."</TranCode>";
  139.   $in .= "<merchantID>".$merID."</merchantID>";
  140.   $in .= "<MsgContent>".$notifyMsg."</MsgContent>";
  141.   $in .= "</Message>";
  142.  fwrite($fp, $in);
  143.   while (!feof($fp)) {
  144.    $retMsg =$retMsg.fgets($fp, 1024);
  145.   }
  146.   fclose($fp);
  147.  }
  148.  //解析返回xml
  149.  $dom = new DOMDocument;
  150.  $dom->loadXML($retMsg);
  151.  $retCode = $dom->getElementsByTagName('retCode');
  152.  $retCode_value = $retCode->item(0)->nodeValue;
  153.  $errMsg = $dom->getElementsByTagName('errMsg');
  154.  $errMsg_value = $errMsg->item(0)->nodeValue;
  155.  if($retCode_value != '0')
  156.  {
  157.   log_message("error","交易错误信息：" .$errMsg_value."<br>");
  158.   return false;
  159.  }else{
  160.   $arr = preg_split("/＼|{1,}/",$srcMsg);
  161.   if($arr[9]=="1"){
  162.   return $this->updateBill($arr[1]);
  163.   }
  164.   log_message("error","交易失败:".$arr[13]."<br/>");
  165.   return false;
  166.  }
  167.  }
  168.  private function updateBill($billNo){
  169.  // 更新 订单状态
  170.  }
  171.  //end class
  172. }

2.3 控制器

  1. $this->load->model("Bocom");

支付方法:

  1. $this->arrData =$this->Bocom->pay($this->data);

通知:

  1. $this->arrData =$this->Bocom->notify();

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